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Guide

Free spins bonuses explained

Read the terms before the spins UK wagering capped at 10x Expiry dates are short

"100 free spins" is a common headline in online casino marketing. It's also one of the least informative. What the spins are worth depends almost entirely on the terms underneath: how many times you must re-stake the winnings, how much you're allowed to cash out, how long you have, and which games count.

This guide goes through each of those terms in plain words, then runs a worked example with clearly made-up numbers so you can see the arithmetic. We don't link to any casino offers, and we're not going to tell you a bonus is a way to make money. It isn't. It can, at best, make a session you'd have played anyway a little cheaper.

At a glance

In one line
A free spins offer gives you spins on a named slot; what you win from them usually arrives as bonus money with strings attached.
The big catch
Wagering: you must stake the bonus winnings a set number of times before you can withdraw them.
Other catches
Max cashout caps, short expiry windows, a max bet while wagering and a list of games you can't use.
UK rule
Since 19 January 2026, Great Britain caps wagering on bonus funds at 10 times.
Our view
Wager-free spins or low wagering are worth a look. High wagering offers are mostly a way to keep you playing.

On this page

How a free spins offer works

The casino gives you a set number of spins on a named slot at a fixed stake, often the game's minimum. Some offers need a deposit first. Some don't. A few are wager-free, meaning winnings land as cash.

Many land as bonus funds. Bonus money sits in a separate balance with its own rules, and you can't withdraw it until you've met them. The UK Gambling Commission's consumer guidance says operators should make it clear if you're playing with your own money or with bonus funds, and should let you keep what's left of your deposit plus any winnings made from it. In other words, your own cash shouldn't be trapped by a bonus you opted into.

The spin stake matters more than the spin count. Fifty spins at €0.10 are €5.00 of play. Twenty spins at €0.50 are €10.00. Always multiply.

Wagering requirements, in plain words

Wagering (also called playthrough) is a multiplier. If your spins win €4.80 in bonus funds and the wagering is 10x, you must place €48 of bets before that bonus can turn into withdrawable cash.

Two details change everything:

  • What gets multiplied. Wagering on spin winnings only is far lighter than wagering on deposit plus bonus. Read which one it is.
  • The house edge keeps working while you wager. Every bet you place to clear the bonus loses a little on average. On a 96% RTP slot, wagering €48 costs about €1.92 on average. The higher the multiplier, the more of the bonus the edge eats before you finish.

In Great Britain the rules changed this year. The Gambling Commission decided to cap wagering requirements on bonus funds at ten times, and to ban promotions that mix product types, such as casino and betting in one offer. Both took effect on 19 January 2026. That cap is a British rule. A site licensed somewhere else isn't bound by it, so read every offer's number yourself.

Max cashout caps, expiry and game restrictions

Max cashout. Many free spins offers cap what you can withdraw from them. Anything above the cap is removed when you cash out. If the cap is low, a big hit on the spins is mostly wiped. Check the cap before you decide the offer is worth your time.

Expiry. There are usually two clocks. One for using the spins, one for finishing the wagering. Miss either and the bonus goes. Short windows push you to play more, and faster, than you planned. That's the point of them.

Game restrictions. The spins are tied to one slot. The wagering often has its own list of allowed games, and some games may count for less than 100% of each bet or not at all. Bonus buys can be excluded too.

Max bet while wagering. Terms often limit your stake while a bonus is active. Go over it, even once, and the casino may void the bonus and the winnings. The Commission's guidance says firms should be clear about restrictions like bet size, so the limit should be in the terms. Find it.

The Advertising Standards Authority's advice to marketers says the significant conditions (eligibility, deposit or wagering requirements, time limits) have to be communicated clearly, and that an offer shouldn't be called "free" if you must risk your own money to qualify. Worth remembering when the word free is the biggest thing on the page.

A worked example (all numbers hypothetical)

None of these figures describe a real offer. They're picked to show the arithmetic.

Say a casino gives 50 spins at €0.10 on a slot with a 96% RTP. That's €5.00 of spins, and on average spins like that return €4.80. Assume they return exactly that: €4.80 in bonus funds. The terms say 35x wagering on spin winnings, a €20 max cashout, a €2 max bet while wagering and seven days to finish.

  • Amount to wager: €4.80 x 35 = €168.
  • Expected cost of wagering €168 at 96% RTP: 4% of €168 = €6.72.
  • Expected cost (€6.72) is bigger than the balance (€4.80). On average, the bonus is gone before the wagering is done.

Now the same spins at 10x, the British cap:

  • Amount to wager: €4.80 x 10 = €48.
  • Expected cost: 4% of €48 = €1.92.
  • Expected balance left at the end: €4.80 minus €1.92 = €2.88, under the €20 cap.

Same spins, very different value. And these are averages. A real run might bust in ten bets or hit something big, in which case the €20 cap kicks in. One more thing the example hides: if the wagering slot is high volatility, the chance of busting before you finish goes up.

How to read the terms in five minutes

Open the full terms, not the banner. Then look for these, in this order:

  1. The spin value and the named slot. Multiply to get the real value.
  2. The wagering multiplier, and whether it applies to winnings, bonus or deposit plus bonus.
  3. The max cashout.
  4. Both expiry windows.
  5. The max bet while wagering, and the list of excluded games.
  6. Whether your own deposit is locked while the bonus is active.

If any of these is missing or vague, skip the offer. Honestly, if you wouldn't play that slot at that stake without the bonus, skip it too. And never deposit more than you'd planned to spend just to unlock spins.

The UK's Competition and Markets Authority has pushed firms on this before. In 2018 it secured commitments from operators including BGO Entertainment not to require players to play several times before withdrawing their own money, and to flag significant restrictions prominently. If terms feel designed to catch you out, the CMA's own phrase for that was "terms that could be used to catch players out".

Frequently asked questions

Are free spins really free?

The spins cost nothing, but the winnings usually come as bonus funds with wagering, caps and time limits. Deposit offers also need your money first. Treat them as a discount on play you'd do anyway, not as income.

What does 35x wagering mean?

You must place bets worth 35 times the bonus amount before it can be withdrawn. On €4.80 of spin winnings that's €168 of bets. In Great Britain, wagering on bonus funds has been capped at 10x since 19 January 2026.

What is a max cashout on free spins?

The most you can withdraw from the offer, whatever you win. Anything above it is removed when you withdraw. Check it before you start, because a low cap makes a big hit on the spins mostly worthless.

Can I use free spins winnings on any game?

Usually not. The spins are tied to one slot, and the wagering often has a list of allowed games, with some counting for less or not at all. Bonus buys may be excluded. It's all in the terms.

What are wager-free free spins?

Spins whose winnings are paid as cash rather than bonus funds, so there's no playthrough. They can still have a cap or an expiry. Among free spins offers, they're the easiest to value.

Further reading

Official sources

  1. UK Gambling Commission: socially responsible incentives, consultation response – Wagering cap of ten times on bonus funds and ban on mixed-product incentives, effective 19 January 2026, checked November 3, 2026
  2. UK Gambling Commission: free offers and bonuses (consumer guide) – Operators should let you keep your deposit and its winnings, flag bonus funds and restrictions such as bet size, checked November 3, 2026
  3. GOV.UK: CMA secures changes from further gambling firm – 2018 CMA commitments by BGO on withdrawing own money and flagging significant restrictions, checked November 3, 2026
  4. ASA / CAP: free bets and bonuses advice – Significant conditions must be clear; offers should not be called free if you must risk your own money, checked November 3, 2026