Covers the classics people search for by name, the Scandinavian studios, and the slots that make a budget last.
Updated
This page carries figures checked on the date above, and that window has now passed. Studios publish new RTP settings and casinos change their rules: re-check the sources at the foot of the page.
Money Train 2 is a game with one job. The base game is a waiting room. The Money Cart bonus is the reason anyone opens it, and it's very good: a hold-and-win round where a cast of special symbols collect, add and multiply each other's values on a grid that can grow.
Relax Gaming released it in September 2020, per SlotCatalog. It scores 8.5 on our Spin Score, the highest of the twelve slots with their own guide on this site. A 10 for the bonus and a 10 for the max win do most of the work.
Two warnings before the details. Relax lists a German RTP of 90%. And the volatility is high enough that a short budget can disappear long before the cart shows up.
At a glance
Best for
Hold-and-win fans with a budget built for long dry runs
The catch
A quiet base game and a 19.55% hit frequency
The bonus
Money Cart: three respins, special symbols, a grid that grows
Free spins round: The Money Cart bonus is a 3-respin hold-and-win round with Collector, Payer, Sniper and Necromancer symbols, and the grid grows when reels fill.
Base game: Two scatters trigger a respin feature with a building multiplier; outside that, base spins are mostly quiet.
Figures as Relax Gaming publishes them, checked on November 3, 2026.
Slots that share what makes Money Train 2 what it is, in Spin Score order, at most two per provider. Money Train 2 itself is scored in the spec sheet above. Spin Score = 40% RTP, 15% max win, 30% free spins round, 15% base game. How we score
The last game in the series and the most extreme. It drops paylines for scatter pays on a 6x6 grid, and its Money Cart starts on 6x4 and unlocks rows, with the Arms Dealer, Upgrader, Unlocker and Reset among more than 20 features. It scores 8.3, a touch below Money Train 2 because the RTP is lower at 96.1% per SlotCatalog. Relax lists a 150,000x max win and a top bet of only 6. A UK game ID ending in 92 suggests a 92% version there.
How the score breaks down, and the fine print
Return to playerData · 40%7.3
Max winData · 15%10.0
Free spins roundEditors · 30%10.0
Base gameEditors · 15%6.0
What it is: A scatter-pays slot that ends the Money Train series, with a Money Cart hold-and-win bonus starting on 6x4 and unlocking more rows.
Free spins round: The final Money Cart bonus adds the Arms Dealer, Upgrader, Unlocker and Reset, with more than 20 features in play.
Base game: A base game respin feature and the Arms Dealer, who can hand out features at any time, add some base action.
RTP, volatility and max win as Relax Gaming publishes them, checked on November 3, 2026. A casino may run a lower RTP setting: check the game’s info screen.
Same 5x4, 40-line layout as Money Train 2, with persistent symbols added to the Money Cart: the Shapeshifter, Absorber and Tommy Gun keep acting on every respin. Max win doubles to 100,000x per Relax. It scores 8.2. Why lower? RTP is 96.1% at best, and Relax lists 94% and a German 90% too. Volatility is 5 out of 5 on Relax's scale per SlotCatalog. Four bonus buy levels exist, including a 500x persistent option, and none of them are offered in the UK.
How the score breaks down, and the fine print
Return to playerData · 40%7.3
Max winData · 15%10.0
Free spins roundEditors · 30%10.0
Base gameEditors · 15%5.0
What it is: A 5x4, 40-line sequel where the Money Cart hold-and-win bonus adds persistent symbols that keep acting on every respin.
Free spins round: Money Cart bonus with persistent characters, the Shapeshifter, Absorber and Tommy Gun, plus four bonus buy levels including a 500x persistent option.
Base game: Base game has some respin teases, but most value sits in the bonus.
RTP, volatility and max win as Relax Gaming publishes them, checked on November 3, 2026. A casino may run a lower RTP setting: check the game’s info screen.
Push Gaming's 1920s bank job gives you two bonuses instead of one. Fortune Link is a respin round that collects bullion and multipliers; the free spins have a banker who grows by eating money bags. It scores 8.1, helped by a livelier base game (the random Red Car feature adds wilds or safes) and a 96.43% top RTP. The 25,000x figure is Push Gaming's highest observed win, not a stated cap. A 94.45% setting also exists.
How the score breaks down, and the fine print
Return to playerData · 40%8.3
Max winData · 15%8.8
Free spins roundEditors · 30%8.0
Base gameEditors · 15%7.0
What it is: A 6x6, 50-line 1920s slot with bullion and multiplier symbols, a Fortune Link respin feature and growing-banker free spins.
Free spins round: Two bonuses: a Fortune Link respin round collecting bullion and multipliers, and free spins where the banker grows by eating money bags.
Base game: Bullion and multiplier symbols land often and a random Red Car feature adds wilds or safes.
RTP, volatility and max win as Push Gaming publishes them, checked on November 3, 2026. A casino may run a lower RTP setting: check the game’s info screen.
Hacksaw's Egyptian cluster game earns its place here through Judgement, the hold-and-win drop round that four bonus symbols open, with stacking multiplier blocks. Three symbols open Underworld free spins instead, with per-reel multipliers up to x9,999. It scores 7.6. Max win is 10,000x per Bigwinboard, well below Money Train 2's. Four RTP settings run from 96.24% down to 88.41%. Hacksaw's meter puts volatility at 5 out of 5.
How the score breaks down, and the fine print
Return to playerData · 40%7.7
Max winData · 15%7.2
Free spins roundEditors · 30%9.0
Base gameEditors · 15%5.0
What it is: A dark Egyptian cluster-pays slot on a 5x6 grid where Soul Orb wilds carry growing multipliers. Three bonus symbols open Underworld free spins and four open the Judgement hold-and-win round.
Free spins round: Two distinct bonuses: Underworld builds per-reel multipliers up to x9,999 that must be unlocked, and Judgement is a hold-and-win drop round with stacking multiplier blocks.
Base game: Random red and blue Soul Orb wilds with growing multipliers add some action, but most spins are plain cluster results.
RTP, volatility and max win as Hacksaw Gaming publishes them, checked on November 3, 2026. A casino may run a lower RTP setting: check the game’s info screen.
The gentle option. Medium volatility per SlotCatalog, and a classic Money Respin: six or more moon symbols start it, and three fixed jackpots sit on top, with the 1,000x Mega for filling the grid. Free spins join reels 2 to 4 into one giant symbol. It scores 5.9 because the bonus is plain and the max win, 2,500x per SlotCatalog, is low. SlotCatalog says lower RTP settings exist but doesn't list them. Good for a long, cheap session; not for chasing anything.
How the score breaks down, and the fine print
Return to playerData · 40%7.0
Max winData · 15%4.8
Free spins roundEditors · 30%5.0
Base gameEditors · 15%6.0
What it is: A 5x3, 25-line slot. Six or more money symbols start a hold-and-respin feature with three fixed jackpots, and three scatters give free spins with a giant symbol on the middle reels.
Free spins round: Five free spins where reels 2-4 join into one giant symbol, with three spins added per retrigger.
Base game: Six or more moon money symbols trigger a Money Respin that can pay three fixed jackpots, including the 1,000x Mega for a full grid.
RTP, volatility and max win as Pragmatic Play publishes them, checked on November 3, 2026. A casino may run a lower RTP setting: check the game’s info screen.
Hacksaw's light take on the idea: a 5x4, 1,024-ways grid where three thumbs-up symbols stick and trigger respins, and filling the grid pays 2,048x, which is also its max win. Free spins come in 5, 10 or 15, and a bonus wheel pays up to 1,000x. It scores 5.8: nothing escalates. Medium volatility, 3 out of 5 on Hacksaw's meter, and a single 96.1% RTP per Bigwinboard. A decent low-stress swap.
How the score breaks down, and the fine print
Return to playerData · 40%7.3
Max winData · 15%4.4
Free spins roundEditors · 30%5.0
Base gameEditors · 15%5.0
What it is: A light 5x4, 1,024-ways slot where three thumbs-up symbols stick and trigger respins; filling the grid pays 2,048x. Scatters give up to 15 free spins and a bonus wheel pays up to 1,000x.
Free spins round: Free spins (5, 10 or 15) are plain, and a separate bonus wheel pays up to 1,000x; nothing escalates.
Base game: Three thumbs-up symbols start sticky respins that can fill the grid for the 2,048x top prize.
RTP, volatility and max win as Hacksaw Gaming publishes them, checked on November 3, 2026. A casino may run a lower RTP setting: check the game’s info screen.
Demo buttons open the free-play version on the game studio’s own site: no deposit, no account. We are not paid for them. How we make money
How Money Train 2 plays
Five reels, four rows, 40 lines, a western theme. Bets run from 0.10 to 20 per spin, according to Relax Gaming.
The base game is thin. SlotCatalog gives a hit frequency of 19.55%, so roughly four spins in five return nothing. Two scatters can start a respin feature with a building multiplier, and that's the main thing that happens between bonuses. Our editors score the base game a 5.
So expect a grind. The game is designed so that most of its return sits in the bonus.
The Money Cart bonus, in detail
The Money Cart is a hold-and-win round built on three respins. Bonus symbols that land stay on the grid, and when the round ends their values are added up and paid.
What makes it special is the cast. Collectors, Payers, Snipers and a Necromancer sit among the ordinary value symbols, and between them they collect, add to and multiply what's on the grid. Fill the reels and the grid grows, which gives every one of them more room to work.
Because the characters act on each other, a round can turn on which ones land and where. One that seems dead can still swing late. That's why we give the bonus a 10, the top of our scale.
The max win is 50,000x your stake, per Relax Gaming's game description. It's high enough to earn a 10 on our max win factor too. Don't plan around it. A ceiling like that is reached very rarely, and the average bonus is a small fraction of it.
RTP, the German version and the bonus buy
The headline RTP is 96.4%, per SlotCatalog. Relax Gaming's own page lists lower settings, including a 90% version for Germany. The difference is big: over the long run the house keeps about 3.6% of stakes at the top setting and 10% at the German one. Our formula would give Money Train 2 a Spin Score of about 5.7 at 90%, instead of 8.5.
Open the game rules and find the stated return before you play. If you're in Germany, assume 90% until it says otherwise.
Then the bonus buy. SlotCatalog says it costs 100x your stake and that the bought bonus runs at 98% RTP. That number looks tempting. It's still below 100%, so the expected value of every buy is negative, and at 100x a go a budget goes very quickly. Skip it. It isn't offered in the UK at all. Our bonus buy slots page covers the wider question.
Who it suits
Players who already know they like hold-and-win slots and want the best version of the idea. Players who can set a budget that survives long stretches of nothing, and stop when it's gone.
Not for small budgets. Not for anyone who gets frustrated by a base game that does very little. And not, I think, for a first slot: start with something gentler from the list above and come back if the format clicks.
SlotCatalog rates it high volatility, and its own FAQ calls it very high. Either way, budget for it.
What to play instead
The list above is hold-and-win and respin games ordered by Spin Score. Money Train 2 outscores all of them. If you want the series' bigger numbers, Money Train 3 and 4 raise the max win but lower the RTP and push volatility higher. Fat Banker has a busier base game. Wolf Gold and Stick'Em are the calm choices, with low ceilings to match. See more from the studio on the Relax Gaming page.
Frequently asked questions
What is the RTP of Money Train 2?
96.4% at the standard setting, per SlotCatalog. Relax Gaming lists a German RTP of 90%. Check the figure in the game's rules before you play.
What is the max win on Money Train 2?
50,000x your stake, according to Relax Gaming's game description.
How does the Money Cart bonus work?
It's a hold-and-win round with three respins. Collector, Payer, Sniper and Necromancer symbols collect, add and multiply the values on the grid, and the grid grows when reels fill.
Should I buy the bonus in Money Train 2?
We'd skip it. It costs 100x your stake per go, and although SlotCatalog says the bought bonus returns 98%, that is still a negative expected value. It isn't available in the UK.
Is Money Train 2 high volatility?
Yes. SlotCatalog lists it as high, and its FAQ calls it very high. The hit frequency is 19.55%.
Further reading
Official sources
Relax Gaming: Money Train 2– Bets 0.10-20, 50,000x max win, German RTP 90%, Money Cart features, checked November 3, 2026
SlotCatalog: Money Train 2– RTP 96.4%, high variance, release 2020-09-02, 5x4, 40 lines, hit frequency 19.55%, bonus buy 100x and 98% bought-bonus RTP, checked November 3, 2026
Relax Gaming: Money Train 3– Bets 0.10-10, 100,000x max win, German RTP 90%, alternative RTP 94%, four bonus buys, checked November 3, 2026
